Current List of Direct Pay Creditors – Forth

Doc. Number	Article Title	Effective Date	Version
FHC-XX	Current List of Direct Pay Creditors	April 28, 2025	2.2

This list contains the latest updates of Direct Pay creditor conversions.

For all direct pay creditor settlements showing a red triangle 🔺 below, please inform your team NOT TO CALL IN payments as they can cause duplicate payments with this creditor.

In the "Common or Multi Payee" column below, "Common" indicates that only one payee at one location is involved in the setup. "Multi-Payee" indicates multiple offices and/or accounts associated with the Direct Pay setup.

Click on the hyperlinks in the creditor title column below to navigate to the creditor conversion help article.

	Direct Pay Creditor Title	No Pay Calls	Comments	Common or Multi Payee
1.	Admin Recovery			C
2.	Andrew & Cox, P.C. dba Bleecker Brodey & Andrews			C
3.	Arcon Credit Solutions/ Absolute Resolution Corp			C
4.	ARS National Services				M
5.	Arvest Bank		MUST be a Premier Solution Loans Acct	C
6.	Avante USA		Now Accepts Continental Finance Accounts-Use Avante Payee	C
7.	Blitt & Gaines			C
8.	Bounce AI Inc			C
9.	Cash Call	🔺		C
10.	Cavalry Portfolio Services			C
11.	Central Portfolio Control			C
12.	Couch Lambert (Formerly Couch Conville Blitt)			C
13.	Credit Control			C
14.	Credit Corp Solutions			C
15.	D&A Services			C
16.	Diversified Recovery Bureau LLC			C
17.	Enhanced Recovery Company (ERC)			C
18.	Explore Credit			C
19.	Financial Recovery Services Inc. (FRS)			C
20.	First Premier Bank			C
21.	Firstsource Advantage		BOFA reference # starts with "5"	C
22.	Freedom/Consolidation Plus			C
23.	Full Circle Financial Services		No longer accepts OneMain	C
24.	Glass Mountain Capital			C
25.	Glasser & Glasser, P.L.C.			C
26.	Gurstel Law Firm	🔺	Does not accept CITI		M
27.	Hunt & Henriques			C
28.	Icon/Affiliated Credit Services/CMI Group			C
29.	InDebted			C
30	Javitch Block LLC			C
31.	Jefferson Capital Systems		Reference #'s using 5-digit file #'s must be set up as check by phone or mailed check.	C
32.	Leafy Financial			C
33.	Loan Me			C
34.	Midland Credit Management (MCM)		See the MCM Entities document for more information. Click Here!		M
35.	Midwest Fidelity Services			C
36.	Moore Law Group		The first four digits signify which trust account (out of seven) to select. Please see the setup article for more information.	C
37.	National Enterprise Systems	🔺		C
38.	NCB Management	🔺		C
39.	New Credit America			C
40.	Northstar Location Services			C
41.	Novea Portfolio Management			C
42.	One Main Financial/ Springleaf	🔺	Only newly entered settlements	C
43.	Patenaude & Felix (San Diego and Canoga Park Offices)		San Diego: One hyphen in sequence. (See address on settlement letter). Canoga Park: Two hyphens in reference # sequence. Ends in -0 after 2nd hyphen. The settlement letter states the Canoga Office address.	C
44.	Phillips & Cohen	🔺		C
45.	Portfolio Recovery Associates	🔺		C
46.	Real Time Resolutions (RTR)			C
47.	Respect, Gratitude, Service or RGS Financial		Note: Not Radius/Northland!	C
48.	Resurgent Capital Services			C
49.	Rubin & Rothman LLC			C
50.	Scott & Associates, PC			C
51.	Second Round			C
52.	SET Financial			C
53.	Spire Recovery Solutions			C
54.	Spring Oaks Capital LLC			C
55.	Starmark Financial LLC			C
56.	Stenger & Stenger, P.C.			C
57.	Stillman Law Office			C
58.	Structured Settlement			C
59.	TrueAccord			C
60.	Velocity Investments LLC			C
61.	VIVA Finance			C
62.	Wells Fargo			C
63.	Zwicker & Associates			C

Forth adds to this list frequently. Please check your email for announcements or return to this page for the latest updates. If there is a firm you want to have added to this list, please contact us and let us know! To view what is defined as a creditor reference #, Forth created a cheat sheet document that guides your team on the setup. Click here to view the document.

Article Version History:

Version	Effective Date	Description
Basic	07/15/2022	Initial Release
1.0	12/21/2022	Major updates to the listings
1.1	01/09/2023	Updated language for Forth Rebranding; Added header and version control footer.
1.2	01/19/2023	Removed hyperlink for Debt Settlement Infobank
1.3	06/26/2023	Added one listing;
1.4	09/28/2023	Updated broken hyperlink to Diversified Recovery Bureau LLC and Scott & Associates and minor formatting updates.
1.5	12/01/2023	Removed broken hyperlink to Hood & Stacy, P.A.
1.6	09/03/2024	Added last three listings (Items 53-55)
1.7	12/18/2024	Added Glasser & Glasser; cleaned up formatting.
1.8	01/07/2025	Formatting updates only; no subject matter updates were made.
1.9	01/09/2025	Added Midwest Fidelity Services LLC
2.0	04/02/2025	Added Stenger & Stenger, P.C.
2.1	04/16/2025	Added Wells Fargo
2.2	04/28/2025	Added Explore Credit

Related to

Direct Pay Creditor Title

No Pay Calls

Comments

Common or Multi Payee

1.

C

2.

C

3.

C

4.

M

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

M

C

C

C

C

C

Leafy Financial

C

C

M

C

C

C

C

C

C

Novea Portfolio Management

C

C

C

C

C

C

C

C

C

C

C

SET Financial

C

C

C

C

C

C

C

C

C

C

C

C

Related articles