Current List of Direct Pay Creditors – Forth

Doc. Number	Article Title	Effective Date	Version
FHC-DPC-LST	Current List of Direct Pay Creditors	June 17, 2026	3.1

This list contains the latest updates of Direct Pay creditor conversions.

For all direct pay creditor settlements showing a red triangle 🔺 below, please inform your team NOT TO CALL IN payments as they can cause duplicate payments with this creditor.

In the "Common or Multi Payee" column below, "Common" indicates that only one payee at one location is involved in the setup. "Multi-Payee" indicates multiple offices and/or accounts associated with the Direct Pay setup.

Click on the hyperlinks in the creditor title column below to navigate to the creditor conversion help article.

Direct Pay Creditor Title	No Pay Calls	Comments	Common or Multi Payee
Accelerated Portfolio, Inc.			C
Achieve Loans			C
Admin Recovery			C
Andrew & Cox, P.C. dba Bleecker Brodey & Andrews			C
Arcon Credit Solutions/ Absolute Resolution Corp			C
ARS National Services				M
Arvest Bank		MUST be a Premier Solution Loans Acct	C
Asset Recovery Bureau LLC			C
Avante USA		Now Accepts Continental Finance Accounts-Use Avante Payee	C
Blitt & Gaines			C
Bounce AI Inc			C
Cash Call	🔺		C
Cavalry Portfolio Services			C
Central Portfolio Control			C
Couch Lambert (Formerly Couch Conville Blitt)			C
Credit Control			C
Credit Corp Solutions			C
D&A Services			C
DRB LLC		formerly Diversified Recovery Bureau	C
Enhanced Recovery Company (ERC)			C
Explore Credit			C
Financial Recovery Services Inc. (FRS)			C
First Premier Bank			C
Firstsource Advantage		BOFA reference # starts with "5"	C
Freedom Plus/Consolidation Plus			C
Full Circle Financial Services		No longer accepts OneMain		M
Glasser & Glasser, P.L.C.			C
Gurstel Law Firm	🔺	Does not accept CITI		M
Hunt & Henriques			C
Icon/Affiliated Credit Services/CMI Group			C
InDebted			C
Javitch Block LLC			C
Jefferson Capital Systems		Reference #'s using 5-digit file #'s must be set up as check by phone or mailed check.	C
Leafy Financial			C
Loan Me			C
Mercury Financial			C
Midland Credit Management (MCM)				M
Midwest Fidelity Services			C
Mission Lane			C
Moore Law Group			C
Mullooly, Jeffrey, Rooney, and Flynn LLP	🔺		C
National Enterprise Systems	🔺		C
NCB Management	🔺		C
New Credit America			C
Newrez DBA Shellpoint Mortgage			C
Northstar Location Services			C
Novea Portfolio Management			C
One Main Financial/ Springleaf	🔺	Only newly entered settlements	C
Pappas Hayden Westberg & Jackson PC			C
Patenaude & Felix (San Diego and Canoga Park Offices)		San Diego: One hyphen in sequence. (See address on settlement letter). Canoga Park: Two hyphens in reference # sequence. Ends in -0 after 2nd hyphen. The settlement letter states the Canoga Office address.	C
Phillips & Cohen	🔺		C
Portfolio Recovery Associates	🔺		C
Reach Financial			C
Real Time Resolutions (RTR)			C
Respect, Gratitude, Service or RGS FinancialIs now Williams & Fudge		Note: Not Radius/Northland!	C
Resurgent Capital Services			C
Rubin & Rothman LLC			C
Scott & Associates, PC			C
Second Round			C
SET Financial			C
Solvent Plus LLC			C
Spire Recovery Solutions			C
Spring Oaks Capital LLC			C
Starmark Financial LLC			C
Stenger & Stenger, P.C.			C
Stillman Law Office			C
Structured Settlement			C
Top Line Collectors			C
TrueAccord			C
Triverity	🔺		C
United Collection Bureau (Pending)	🔺		C
Velocity Investments LLC			C
VIVA Finance			C
Wells Fargo			C
World Acceptance Corporation	🔺		C
Zwicker & Associates			C

IMPORTANT: Forth adds to this list frequently! Please check your email for announcements or return to this page for the latest updates. If there is a firm you want to have added to this list, please contact us and let us know!

Article Version History:

Version	Effective Date	Description
Basic	07/15/2022	Initial Release
1.0	12/21/2022	Major updates to the listings
1.1	01/09/2023	Updated language for Forth Rebranding; Added header and version control footer.
1.2	01/19/2023	Removed hyperlink for Debt Settlement Infobank
1.3	06/26/2023	Added one listing;
1.4	09/28/2023	Updated broken hyperlink to Diversified Recovery Bureau LLC and Scott & Associates and minor formatting updates.
1.5	12/01/2023	Removed broken hyperlink to Hood & Stacy, P.A.
1.6	09/03/2024	Added last three listings (Items 53-55)
1.7	12/18/2024	Added Glasser & Glasser; cleaned up formatting.
1.8	01/07/2025	Formatting updates only; no subject matter updates.
1.9	01/09/2025	Added Midwest Fidelity Services LLC
2.0	04/02/2025	Added Stenger & Stenger, P.C.
2.1	04/16/2025	Added Wells Fargo
2.2	04/28/2025	Added Explore Credit
2.3	06/03/2025	Added Solvent Plus LLC
2.4	06/11/2025	Added Reach Financial
2.5	08/13/2025	Added Mercury Financial
2.6	08/26/2025	Changed Full Circle from Single Payee to Multi
2.7	10/09/2025	Added Accelerated Portfolio Inc.
2.8	11/11/2025	Updated broken hyperlink
2.9	11/26/2025	Added Achieve Personal Loans
2.9.1	12/10/2025	Removed hyperlink to deprecated MCM Entities article.
2.9.2	12/31/2025	Updated status of Moore Law Firm to Common (Single) Payee
2.9.3	02/06/2026	Added Newrez dba Shellpoint Mortgage
2.9.4	03/05/2026	Added World Acceptance Corporation
2.9.5	03/12/2026	Made minor formatting corrections.
2.9.6	03/19/2026	Updated name change and renumbered the list accordingly.
2.9.7	03/20/2026	Added Pappas, et al.
2.9.8	03/30/2026	Updated name for Diversified Recovery Bureau to DRB
2.9.9	04/03/2026	Added Mullooley, et. al. and Asset Recovery Bureau
3.0	06/02/2026	Removed hyperlink to deprecated Direct Pay Creditor.
3.1	06/17/2026	Added Mission Lane

Related to

Direct Pay Creditor Title

No Pay Calls

Comments

Common or Multi Payee

C

C

C

C

C

M

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

C

M

C

M

C

C

C

C

C

Leafy Financial

C

C

C

M

C

C

C

C

C

C

C

C

C

Novea Portfolio Management

C

C

C

C

C

C

C

C

Respect, Gratitude, Service or RGS Financial**Is now Williams & Fudge**

C

C

C

C

C

SET Financial

C

C

C

C

Respect, Gratitude, Service or RGS FinancialIs now Williams & Fudge