| Doc. Number | Article Title | Effective Date | Version |
| FHC-PYGT-01 | Payment Gateway Comparison | September 11, 2026 | 0.7 |
Batch Times are permanent and cannot be changed or customized.
Gateway |
Credit Card (CC) |
ACH Debit |
Escrow |
Batch Times (CST) |
Details or Restrictions |
|---|---|---|---|---|---|
| FORTHPay | X | X | 3:45PM | ||
| Authorize.Net | X | X | 9:00AM, 11:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM, 8:00PM, 9:00PM | ||
| Network Merchants Inc (NMI) | X | X | 5:00AM, 6:00AM, 9:00AM, 10:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM, 8:00PM, 9:00PM | Supports Load Balancing Between Two Merchant Processors | |
| Group ISO | X | X | 5:00AM, 6:00AM, 9:00AM, 10:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM, 8:00PM, 9:00PM | Supports Load Balancing Between Two Merchant Processors | |
| Payment Automation Network (PAN) | X | X | 2:30PM | ||
| USAePay | X | X | 10:30AM, 1:30PM, 2:30PM, 3:30PM, 4:30PM, 5:30PM, 6:30PM | ||
| eDebitDirect | X | 2:30PM | Requires Manual Transaction Clearing | ||
| EPS | X | 2:00 PM, 5:00 PM | |||
| EPPS | X | X | 2:30PM, 4:30PM | ||
| ACH Processing Company | X | 2:30PM | |||
| ACH Works | X | 2:30PM | Business Loans File Type Only | ||
| Actum Processing | X | 2:30PM | |||
| CMS | X | 9:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM | |||
| Accept Pay Global (EFT Canada) | X | 2:00PM | Canadian CRM Accounts Only | ||
| X | X | 12:00PM, 10:00PM | |||
| Reliant Account Management (RAM) | X | X |
ACH - 2:00PM CC - 8:00AM, 9:00AM, 10:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM, 8:00PM, 9:00PM |
||
| Forte | X | X | 7:00AM, 10:00AM, 12:00PM, 1:00PM, 2:00PM, 3:00PM, 4:00PM, 5:00PM, 6:00PM, 7:00PM, 8:00PM, 9:00PM | ||
| Paygasus (formerly PayZang) | X | 2:30PM | Requires Manual Transaction Clearing |
Article Version History:
| Version | Effective Date | Description |
| Basic | 12/12/2017 | Initial Release |
| 0.1 | 04/26/2021 | Minor Updates |
| 0.2 | 02/22/2023 | Added header and version control footer; |
| 0.3 | 02/22/2024 | Corrected listing for ForthPay Process schedule. |
| 0.4 | 02/23/2024 | Removed Secure Account Service (SAS) as it is not active. |
| 0.5 | 12/18/2024 | Removed broken hyperlinks for Account Management Plus, eDebitDirect, and Forte. |
| 0.6 | 08/22/2025 | Removed canceled services. |
| 0.7 | 09/11/2026 | Updated formatting and removed cancelled provider. |
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