ACH Works is a payment gateway that links Forth to merchant processors.

Integration Details:

• Business Loans file type only.
• Accepts CC and ACH transaction types.
• Forth CRM accounts with the Multi-Company/Affiliate Enhancement can integrate unique ACH Works gateway accounts to each individual company.

Processing Details:

ACH Works processes payments in batches, on the day that they are scheduled. Transactions are created at 1:00PM CST on the advance "Payments" section. The advance must be in "In-Repayment" status before 1:00PM CST to process that same day (batched at 2:30pm). Transactions are not automatically Cleared. Transaction statuses are updated based on API reports we receive from ACH Works.

Batch Time (CST):

2:30PM

Integrating ACH Works with Forth

To integrate your ACH Works gateway account with Forth, you need to send an email request to Support@setforth.com. Your email request must contain the following company details and ACH Works gateway account API credentials:

Company Name
Location ID
Account Set
Company Key
SSS

How do I obtain my API Credentials?

Special Processing Requirements

• Once your CRM is integrated with ACH Works, you'll then need to input your ACH Works credentials.
  
  Originator Name.
  The Originator Name is the name of the company sending the transaction. This is typically the name of the company that owns the ACH account (or its abbreviation). This name will appear on the receiver's (customer's) bank statement. The Originator Name (or abbreviation) must be recognizable by the receiver to reduce the possibility of a chargeback for an unauthorized transaction. For RCK transactions, this is the original payee in the Check, i.e., the name written on the "Pay to the order of" line.
  
  In the CRM, this is labeled as Client Statement Prefix and is located in the Admin tab > Settings page. The Client Statement Prefix is REQUIRED. ACH Debit Transactions will not be processed without this setting.
  
  The Client Statement Prefix must be less than ten characters and may appear on bank statements. General best practice is to simply input your company name or company abbreviation.
  
  
  The following error will be generated if Client Statement Prefix is missing: stdClass Object ( [string] => Array ( [0] => Error#1:OriginatorName is a required field. [1] => Error#2:Unable to complete processing of data due to error(s). ) )
  
  
• For ACH Credit/Fee transactions to process, the Payee Name on Account must be less than 16 characters long (spaces included).
  

Don't have an ACH Works account?
Submit a Request Now

Article Version History: